Our Team

Branch Teams

Gateway Branch

Veronica LeBlanc, Vice President and Office Manager

239-274-6210

Winkler Branch

Angie Figueroa, Vice President and Office Manager

239-274-7400

Main Office

Sandy Doubles, Vice President and Office Manager

239-472-6100

College Branch

Diane Jefferson, VIce President and Office Manager

239-274-6200

Downtown Fort Myers Branch

Kristin DiIorio, Vice President and Office Manager

239-274-6205

Periwinkle Branch

Eric Carlson, Vice President and Office Manager

239-472-6150

McGregor Branch

Gaby Bell, Vice President and Office Manager

239-210-7100

Bridge Branch

Diane Patterson, Vice President and Office Manager

239-274-6250

Board of Directors

Craig Albert

Chairman of the Board, Former President & CEO - Sanibel Captiva Community Bank


Kyle DeCicco

President and Chief Executive Officer


Leo Doerr

Retired Community Banker


Lyman H. Frank III

Retired Community Banker


Samuel J. Hagan, IV

Attorney


David Carleton Hall

Former Executive Vice President, CFO & COO – Sanibel Captiva Community Bank


Martin Harrity

Owner - Doc Ford’s, Former Mayor of Sanibel, Sanibel City Council Member


Thomas Louwers

Accountant


David Owens

President – Midland IRA, Inc. Island Financial Services & 1031 Tax Free Strategies, LLC


John Wright

Executive Vice President, Chief Financial Officer and Chief Operating Officer

Management

Executive Officers

Kyle DeCicco
Kyle DeCicco
President and Chief Executive Officer
NMLS #1096738
Kyle DeCicco joined Sanibel Captiva Community Bank (SanCap Bank) in 2016 as Vice President and Commercial Loan Officer. As the Bank’s first commercial lender with extensive experience in commercial real estate and lending, credit analysis, portfolio management of performing and nonperforming loans, and management of FDIC insured Loss-Share assets he was tasked with growing the Bank’s commercial real estate lending portfolio with local businesses and investors. In 2021, at the age of thirty-six, he was named Bank President and a member of the Board of Directors. In 2023, he became President and Chief Executive Officer making him only the second CEO since the institution was created in 2023. Under his leadership, the Bank has experienced exponential growth pushing total assets from $260 million to $850 million in seven years. During the COVID-19 pandemic, he led the Bank’s work in administering the Small Business Administration’s Paycheck Protection Program. As a result, the Bank processed over 1,100 loans for $109 million supporting Southwest Florida businesses, independent contractors, nonprofit organizations, and individuals. Kyle’s response to the ongoing challenges Hurricane Ian has caused Southwest Florida is to ensure the Bank is lending to those who need it most. Currently, over $70M in loans have been processed supporting HOAs, contractors, business owners and homeowners facilitating rebuilding efforts. In 2017, Kyle completed the Florida Bankers Association Florida School of Banking, a rigorous three-year program that provides the opportunity for supervisory and officer-level bank personnel to increase their knowledge about the banking industry and economy. In 2022, he graduated from the prestigious American Bankers Association Stonier Graduate School of Banking at the Wharton School of the University of Pennsylvania. He serves on the board of directors for The Foundation for Lee County Public Schools and is the organization’s treasurer and a member of the Grant Selection Committee. Kyle is also a Captain-level Keel Club member of the United Way of Lee, Hendry, Glades, and Okeechobee Counties.
Kyle DeCicco joined Sanibel Captiva Community Bank (SanCap Bank) in 2016 as Vice President and Commercial Loan Officer. As the Bank’s first commercial lender with extensive experience in commercial real estate and lending, credit analysis, portfolio management of performing and nonperforming loans, and management of FDIC insured Loss-Share assets he was tasked with growing the Bank’s commercial real estate lending portfolio with local businesses and investors. In 2021, at the age of thirty-six, he was named Bank President and a member of the Board of Directors. In 2023, he became President and Chief Executive Officer making him only the second CEO since the institution was created in 2023. Under his leadership, the Bank has experienced exponential growth pushing total assets from $260 million to $850 million in seven years. During the COVID-19 pandemic, he led the Bank’s work in administering the Small Business Administration’s Paycheck Protection Program. As a result, the Bank processed over 1,100 loans for $109 million supporting Southwest Florida businesses, independent contractors, nonprofit organizations, and individuals. Kyle’s response to the ongoing challenges Hurricane Ian has caused Southwest Florida is to ensure the Bank is lending to those who need it most. Currently, over $70M in loans have been processed supporting HOAs, contractors, business owners and homeowners facilitating rebuilding efforts. In 2017, Kyle completed the Florida Bankers Association Florida School of Banking, a rigorous three-year program that provides the opportunity for supervisory and officer-level bank personnel to increase their knowledge about the banking industry and economy. In 2022, he graduated from the prestigious American Bankers Association Stonier Graduate School of Banking at the Wharton School of the University of Pennsylvania. He serves on the board of directors for The Foundation for Lee County Public Schools and is the organization’s treasurer and a member of the Grant Selection Committee. Kyle is also a Captain-level Keel Club member of the United Way of Lee, Hendry, Glades, and Okeechobee Counties.
Brian terrell
Brian Terrell
Brian Terrell
Executive Vice President and Chief Credit Officer
Brian is Executive Vice President and Chief Credit Officer at Sanibel Captiva Community Bank (SanCap Bank) and has been with the Bank since 2010. He has over twenty years of credit experience in the banking industry and has worked for national, regional, and other community banks. Before transitioning into banking, he worked in the hospitality industry with Lees Inns of America, a family-owned hotel company based in Indiana. Brian graduated from Hanover College with a Bachelor of Arts degree in business administration and a minor in economics. He earned his Master of Business Administration with a double major in finance and management from Miami University
Brian is Executive Vice President and Chief Credit Officer at Sanibel Captiva Community Bank (SanCap Bank) and has been with the Bank since 2010. He has over twenty years of credit experience in the banking industry and has worked for national, regional, and other community banks. Before transitioning into banking, he worked in the hospitality industry with Lees Inns of America, a family-owned hotel company based in Indiana. Brian graduated from Hanover College with a Bachelor of Arts degree in business administration and a minor in economics. He earned his Master of Business Administration with a double major in finance and management from Miami University
John Wright
John Wright
John Wright
Executive Vice President, Chief Financial Officer and Chief Operating Officer
John Wright is Executive Vice President, Chief Financial Officer, and Chief Operating Officer at Sanibel Captiva Community Bank. He joined the Bank in 2020 after relocating to Southwest Florida from Baltimore, Maryland. John has over three decades of experience in the financial sector with domestic and international profit & loss management and oversight including accounting, legal, operations, asset/liability, interest rate risk and credit/risk management, budget/sales forecasting, strategic planning, and internal audits. Before joining SanCap Bank, he was part of a two-person executive management team that orchestrated a turn-around at two different troubled banks implementing proper accounting and operational best practices. He is the current chair of the Florida Southwestern State College Foundation which supports the strategic priorities of Florida Southwestern State College by providing additional funding resources. John also serves on the Lee County Horizon Council as a member at large for the public-private advisory group to the Lee County Board of Commissioners on economic development issues. John graduated from the University of Maryland with a Bachelor of Science degree in accounting and became a certified public accountant in 1990.
John Wright is Executive Vice President, Chief Financial Officer, and Chief Operating Officer at Sanibel Captiva Community Bank. He joined the Bank in 2020 after relocating to Southwest Florida from Baltimore, Maryland. John has over three decades of experience in the financial sector with domestic and international profit & loss management and oversight including accounting, legal, operations, asset/liability, interest rate risk and credit/risk management, budget/sales forecasting, strategic planning, and internal audits. Before joining SanCap Bank, he was part of a two-person executive management team that orchestrated a turn-around at two different troubled banks implementing proper accounting and operational best practices. He is the current chair of the Florida Southwestern State College Foundation which supports the strategic priorities of Florida Southwestern State College by providing additional funding resources. John also serves on the Lee County Horizon Council as a member at large for the public-private advisory group to the Lee County Board of Commissioners on economic development issues. John graduated from the University of Maryland with a Bachelor of Science degree in accounting and became a certified public accountant in 1990.

Loan Officers

David Wright
David Wright
David Wright
Senior Vice President, Residential Lending
NMLS #412536
David Wright is Senior Vice President, Residential Lending based in the Main Office at the 2406 Periwinkle Way location on Sanibel. David joined the Bank in 2008 to create and lead the residential lending division. Prior to joining SanCap Bank he held leadership positions several financial companies. He holds a bachelor’s degree in Economics from The University of Michigan. David is active in the community and presently serving on Players Circle Theater’s board of directors. In the past he served on the Sanibel-Captiva Islands Chamber of Commerce, Ding Darling Wildlife Society and F.I.S.H. board of directors.
David Wright is Senior Vice President, Residential Lending based in the Main Office at the 2406 Periwinkle Way location on Sanibel. David joined the Bank in 2008 to create and lead the residential lending division. Prior to joining SanCap Bank he held leadership positions several financial companies. He holds a bachelor’s degree in Economics from The University of Michigan. David is active in the community and presently serving on Players Circle Theater’s board of directors. In the past he served on the Sanibel-Captiva Islands Chamber of Commerce, Ding Darling Wildlife Society and F.I.S.H. board of directors.
Carla Brosy
Carla Brosy
Carla Brosy
Vice President, Residential Loan Officer
Carla began her career as a cosmetic buyer for a large Chicago department store. The retail industry eventually took her to New York City as a regional sales manager for Revlon’s fine fragrance division. When her family needed someone to manage and expand their Harley Davidson dealership back in Chicago, she answered the call and returned. In 1999 Carla’s family decided to sell the business so she and her husband Mike decided it was a perfect opportunity to escape the cold Chicago winters and relocate to Sanibel.
NMLS #1180256
Carla began her career as a cosmetic buyer for a large Chicago department store. The retail industry eventually took her to New York City as a regional sales manager for Revlon’s fine fragrance division. When her family needed someone to manage and expand their Harley Davidson dealership back in Chicago, she answered the call and returned. In 1999 Carla’s family decided to sell the business so she and her husband Mike decided it was a perfect opportunity to escape the cold Chicago winters and relocate to Sanibel.
Dan Cronin
Dan Cronin
Dan Cronin
Senior Vice President and Residential Loan Officer
Dan is Senior Vice President and Residential Loan Officer based in the McGregor location. Originally from Michigan, Dan spent the first half of his career in the automotive industry working with General Motors, Ford and Dodge Daimler Chrysler. In 2005 Dan relocated to Southwest Florida and began his career in mortgage lending at SanCap Bank in 2008 where he helped start the lending division.
NMLS #412537
Dan is Senior Vice President and Residential Loan Officer based in the McGregor location. Originally from Michigan, Dan spent the first half of his career in the automotive industry working with General Motors, Ford and Dodge Daimler Chrysler. In 2005 Dan relocated to Southwest Florida and began his career in mortgage lending at SanCap Bank in 2008 where he helped start the lending division.
Lee Golden
Lee Golden
Senior Vice President, SBA/Commercial Loan Officer
Lee Golden is Senior Vice President and SBA/Commerical Loan Officer. Lee has been with the Bank since 2016. Before joining SanCap Bank, he was senior vice president and retail market manager at a regional bank as well as a founding member of a local community bank for 12 years. Lee has a long history of community leadership serving as past board president for the Greater Fort Myers Chamber of Commerce board of directors, Edison & Ford Winter Estates board of trustees, and Family Health Centers of Southwest Florida. He continues to serve as an active board member for each of those organizations.
NMLS#940597
Lee Golden is Senior Vice President and SBA/Commerical Loan Officer. Lee has been with the Bank since 2016. Before joining SanCap Bank, he was senior vice president and retail market manager at a regional bank as well as a founding member of a local community bank for 12 years. Lee has a long history of community leadership serving as past board president for the Greater Fort Myers Chamber of Commerce board of directors, Edison & Ford Winter Estates board of trustees, and Family Health Centers of Southwest Florida. He continues to serve as an active board member for each of those organizations.
Jill Grossenbaugh
Jill Grossenbaugh
Jill Grossenbaugh
Vice President and Loan Officer
Jill Grossenbaugh is Vice President and Loan Officer based in the Winkler Road location. She is a Southwest Florida native and Florida Gulf Coast University graduate with a Bachelor’s Degree in Business Management. She has been with SanCap Bank since 2007.
NMLS #1028153
Jill Grossenbaugh is Vice President and Loan Officer based in the Winkler Road location. She is a Southwest Florida native and Florida Gulf Coast University graduate with a Bachelor’s Degree in Business Management. She has been with SanCap Bank since 2007.
Josh Hall
Josh Hall
Josh Hall
Assistant Vice President and Residential Loan Officer
Josh Hall is Assistant Vice President and Residential Loan Officer based in the 7500 College location. A native Floridian and University of Florida graduate, Josh has lived in Southwest Florida since 1992 and joined the Bank in 2013. He has over a decade of banking experience in lending and business development. Prior to his banking career he worked for a global company in management and corporate sales.
NMLS #927682
Josh Hall is Assistant Vice President and Residential Loan Officer based in the 7500 College location. A native Floridian and University of Florida graduate, Josh has lived in Southwest Florida since 1992 and joined the Bank in 2013. He has over a decade of banking experience in lending and business development. Prior to his banking career he worked for a global company in management and corporate sales.
Rudi Hamer
Rudi Hamer
Vice President, Commercial Loan Officer and Relationship Manager
Rudi Hamer is Senior Vice President, Commercial Loan Officer and Portfolio Manager based in the Bank's Bridge Branch. She is responsible for managing a substantial portion of the Bank’s existing commercial loan portfolio and expanding existing commercial relationships. Rudi joined the bank in 2017, after relocating to Southwest Florida from Pennsylvania. She has over 25 years of commercial and residential lending experience within the banking industry. She has also previously worked as a licensed commercial and residential insurance agent. She is an active community member serving on the Board of Directors of Blessings in a Backpack, Southwest Florida Chapter and has helped raise significant funds for the organization.
NMLS# 141625
Rudi Hamer is Senior Vice President, Commercial Loan Officer and Portfolio Manager based in the Bank's Bridge Branch. She is responsible for managing a substantial portion of the Bank’s existing commercial loan portfolio and expanding existing commercial relationships. Rudi joined the bank in 2017, after relocating to Southwest Florida from Pennsylvania. She has over 25 years of commercial and residential lending experience within the banking industry. She has also previously worked as a licensed commercial and residential insurance agent. She is an active community member serving on the Board of Directors of Blessings in a Backpack, Southwest Florida Chapter and has helped raise significant funds for the organization.
Mike Hartman
Mike Hartman
Mike Hartman
Senior Vice President and Director of Residential Lending
Mike Hartman is Senior Vice President and Director of Residential Lending based in the Bridge Branch. He is responsible for the management and oversight of the origination, processing, and closing of all residential mortgages, including those sold on the secondary market as well as portfolio loans. Hartman joined the bank in 2015 as a residential loan officer working with both conventional and portfolio lending. He specialized in construction lending, as well as primary, secondary and investment properties. He has decades of experience in construction, real estate development, and running his family-owned business in Boston.
NMLS #1317486
Mike Hartman is Senior Vice President and Director of Residential Lending based in the Bridge Branch. He is responsible for the management and oversight of the origination, processing, and closing of all residential mortgages, including those sold on the secondary market as well as portfolio loans. Hartman joined the bank in 2015 as a residential loan officer working with both conventional and portfolio lending. He specialized in construction lending, as well as primary, secondary and investment properties. He has decades of experience in construction, real estate development, and running his family-owned business in Boston.
Rachel Kaduk
Rachel Kaduk
Residential Loan Officer
Rachel Kaduk is a Residential Loan Officer at Sanibel Captiva Community Bank located in the Bridge location at 9311 College Parkway. Rachel joined the Bank in March 2020 after she was furloughed from the Seminole Casino Hotel due to the COVID-19 crisis. She was hired as an interim Loan Operations Specialist to assist with the Small Business Administration Payroll Protection Program. Shortly after joining the Bank she earned a permanent position as a Residential Loan Coordinator. She is heavily involved in the community and has become known for her extensive philanthropic work with nonprofit organizations such as the Chamber of Commerce of Cape Coral, Guardian Angels for Special Populations, Southwest Florida Symphony and others.
NMLS#2211587
Rachel Kaduk is a Residential Loan Officer at Sanibel Captiva Community Bank located in the Bridge location at 9311 College Parkway. Rachel joined the Bank in March 2020 after she was furloughed from the Seminole Casino Hotel due to the COVID-19 crisis. She was hired as an interim Loan Operations Specialist to assist with the Small Business Administration Payroll Protection Program. Shortly after joining the Bank she earned a permanent position as a Residential Loan Coordinator. She is heavily involved in the community and has become known for her extensive philanthropic work with nonprofit organizations such as the Chamber of Commerce of Cape Coral, Guardian Angels for Special Populations, Southwest Florida Symphony and others.
Jim Koenen
Jim Koenen
Residential Loan Officer
Jim Koenen is a Residential Loan Officer based in our 7040 Winkler Road branch in Fort Myers. Before joining SanCap Bank, Jim worked directly with hundreds of financial services professionals throughout the country as a wholesale account executive providing guidance on innovative private lending solutions. Jim started his career at a community bank in Minnesota after graduating from college and has held various leadership roles since starting in the financial services industry. He gained some valuable consumer lending and mortgage experience as a manager and officer at a large regional bank in the Midwest. His experience, relationships and industry knowledge led him to partner with an independently owned real estate office and builder to enhance their customer experience by adding physical office locations to better serve their partners and clients.
NMLS#1160660
Jim Koenen is a Residential Loan Officer based in our 7040 Winkler Road branch in Fort Myers. Before joining SanCap Bank, Jim worked directly with hundreds of financial services professionals throughout the country as a wholesale account executive providing guidance on innovative private lending solutions. Jim started his career at a community bank in Minnesota after graduating from college and has held various leadership roles since starting in the financial services industry. He gained some valuable consumer lending and mortgage experience as a manager and officer at a large regional bank in the Midwest. His experience, relationships and industry knowledge led him to partner with an independently owned real estate office and builder to enhance their customer experience by adding physical office locations to better serve their partners and clients.
Mark Rodgers
Mark Rodgers
Mark Rodgers
Assistant Vice President and Loan Officer
Mark Rodgers is a Residential Loan Officer based in the Gateway location since 2018. A Southwest Florida resident since 1981, Mark worked at another Southwest Florida bank until 1994 when he left banking to pursue a career in the home health care industry. He ultimately owned and operated three home care agencies for over 12 years.
NMLS #1748231
Mark Rodgers is a Residential Loan Officer based in the Gateway location since 2018. A Southwest Florida resident since 1981, Mark worked at another Southwest Florida bank until 1994 when he left banking to pursue a career in the home health care industry. He ultimately owned and operated three home care agencies for over 12 years.
Puja Romero
Puja Romero
Puja Romero
Assistant Vice President, Residential Loan Officer
Puja Romero is a Loan Officer based in the Downtown Fort Myers location. She is a Southwest Florida native and grew up on Sanibel Island. She has over fifteen years in the banking industry and has been with Sanibel Captiva Community Bank since 2012. Puja has worked primarily on the retail side of banking until 5 years ago when she made the jump to the lending division.
NMLS# 2215640
Puja Romero is a Loan Officer based in the Downtown Fort Myers location. She is a Southwest Florida native and grew up on Sanibel Island. She has over fifteen years in the banking industry and has been with Sanibel Captiva Community Bank since 2012. Puja has worked primarily on the retail side of banking until 5 years ago when she made the jump to the lending division.
David Wright
David Wright
David Wright
Senior Vice President, Residential Lending
David Wright is Senior Vice President, Residential Lending based in the Main Office at the 2406 Periwinkle Way location on Sanibel. David joined the Bank in 2008 to create and lead the residential lending division. Prior to joining SanCap Bank he held leadership positions several financial companies. He holds a bachelor’s degree in Economics from The University of Michigan. David is active in the community and presently serving on Players Circle Theater’s board of directors. In the past he served on the Sanibel-Captiva Islands Chamber of Commerce, Ding Darling Wildlife Society and F.I.S.H. board of directors.
NMLS #412536
David Wright is Senior Vice President, Residential Lending based in the Main Office at the 2406 Periwinkle Way location on Sanibel. David joined the Bank in 2008 to create and lead the residential lending division. Prior to joining SanCap Bank he held leadership positions several financial companies. He holds a bachelor’s degree in Economics from The University of Michigan. David is active in the community and presently serving on Players Circle Theater’s board of directors. In the past he served on the Sanibel-Captiva Islands Chamber of Commerce, Ding Darling Wildlife Society and F.I.S.H. board of directors.

Operation Officers

Patty Hartwell
Patty Hartwell
Patty Hartwell
Vice President and Director Loan Operations
Patty Hartwell is Vice President and Director Loan Operations based in the College Parkway location. Originally from California she began her banking career in the 1970s mostly in servicing in deposit and loan operations. She relocated to Florida in 1987 and worked in community banking and title industry before joining SanCap Bank in 2013.
Patty Hartwell is Vice President and Director Loan Operations based in the College Parkway location. Originally from California she began her banking career in the 1970s mostly in servicing in deposit and loan operations. She relocated to Florida in 1987 and worked in community banking and title industry before joining SanCap Bank in 2013.
Lana Hollier
Lana Hollier
Lana Hollier
Senior Vice President and Director of Deposit Operations
Lana Hollier is Senior Vice President and Director of Deposit Operations based out of the College Parkway location. She has been with the Bank since 2004 and brings decades of banking experience. A native Southwest Floridian she is active in the community serving as a board member of Valerie’s House in addition to being a regular volunteer. Lana is also the current President of the Southwest Florida Security Council.
Lana Hollier is Senior Vice President and Director of Deposit Operations based out of the College Parkway location. She has been with the Bank since 2004 and brings decades of banking experience. A native Southwest Floridian she is active in the community serving as a board member of Valerie’s House in addition to being a regular volunteer. Lana is also the current President of the Southwest Florida Security Council.
Angie Martens
Angela Martens
Angela Martens
Vice President, Controller & Human Resources Director
Angie has been in the banking industry for over three decades. Her role at Sanibel Captiva Commuity Bank includes overseeing the accounting department, human resources and investor relations. Throughout the years she has been involved in many nonprofit organziations including The Boys and Girls Club, Salvation Army, Habitat for Humanity, Boy Scouts and Girl Scouts, Juvenille Diabetes and the United Way.
Angie has been in the banking industry for over three decades. Her role at Sanibel Captiva Commuity Bank includes overseeing the accounting department, human resources and investor relations. Throughout the years she has been involved in many nonprofit organziations including The Boys and Girls Club, Salvation Army, Habitat for Humanity, Boy Scouts and Girl Scouts, Juvenille Diabetes and the United Way.
Vickie Matic
Victoria Matic
Victoria Matic
Senior Vice President and Compliance Officer
Victoria Matic is Senior Vice President and Compliance Officer. She has been with the Bank since its inception in 2002 and has over 35 years of banking experience. Her focus is overseeing the Bank’s compliance programs in accordance with the laws and regulations.
Victoria Matic is Senior Vice President and Compliance Officer. She has been with the Bank since its inception in 2002 and has over 35 years of banking experience. Her focus is overseeing the Bank’s compliance programs in accordance with the laws and regulations.
Amy McQuagge
Amy McQuagge
Amy McQuagge
Vice President and Director of Marketing
Amy McQuagge is Vice President and Director of Marketing responsible for providing direction, guidance and leadership in the Bank’s marketing efforts. Before joining the Bank Amy was the senior marketing and event manager for the Lee County Economic Development Office, owned a full-service fundraising company specializing in exercise-based fundraising and worked at several advertising firms as a media buyer. She serves as a board member for PACE Center for Girls/Lee and the Uncommon Friends Foundation.
Amy McQuagge is Vice President and Director of Marketing responsible for providing direction, guidance and leadership in the Bank’s marketing efforts. Before joining the Bank Amy was the senior marketing and event manager for the Lee County Economic Development Office, owned a full-service fundraising company specializing in exercise-based fundraising and worked at several advertising firms as a media buyer. She serves as a board member for PACE Center for Girls/Lee and the Uncommon Friends Foundation.
Sharon Neeld
Sharon Neeld
Sharon Neeld
Senior Vice President and Director of Loan Servicing and Administration
Sharon Neeld is Vice President of Loan Servicing based out of the College Parkway location. She is responsible for loan servicing, including residential and commercial lending. A Cape Coral resident since 2002, Neeld has 36 years of banking experience, including 30 years in loan operations and servicing.
Sharon Neeld is Vice President of Loan Servicing based out of the College Parkway location. She is responsible for loan servicing, including residential and commercial lending. A Cape Coral resident since 2002, Neeld has 36 years of banking experience, including 30 years in loan operations and servicing.
Netta Pemberton
Netta Pemberton
Netta Pemberton
Vice President, Loan Operations Manager-Secondary Market
Netta Pemberton is Vice President, Loan Operations Manager-Secondary Market. She is responsible for managing the loan processing and closing team by working with underwriting to obtain items from borrowers, order services needed to close the loan ensuring all government lending requirements are met. Netta has worked in the banking industry for over three decades. She began her career in retail banking and then transitioned to residential lending. She worked at Sanibel Captiva Community Bank as a senior residential loan processor from 2008 to 2012, when she relocated to Kentucky. There, she worked at a community bank in Ohio as a loan processing manager for five years. In 2017, Pemberton returned to Southwest Florida and Sanibel Captiva Community Bank in 2017.
Netta Pemberton is Vice President, Loan Operations Manager-Secondary Market. She is responsible for managing the loan processing and closing team by working with underwriting to obtain items from borrowers, order services needed to close the loan ensuring all government lending requirements are met. Netta has worked in the banking industry for over three decades. She began her career in retail banking and then transitioned to residential lending. She worked at Sanibel Captiva Community Bank as a senior residential loan processor from 2008 to 2012, when she relocated to Kentucky. There, she worked at a community bank in Ohio as a loan processing manager for five years. In 2017, Pemberton returned to Southwest Florida and Sanibel Captiva Community Bank in 2017.
Jonathan Ruiz
Jonathan Ruiz
Jonathan Ruiz
Senior Vice President and Director of Information Technology
Jonathan Ruiz is Senior Vice President and Director of Information Technology. He is responsible for all technological infrastructure, security and facility management; oversees implementation of new software and hardware to help automate processes; and manages customer-facing applications. Ruiz joined the Bank in 2005 and has more than 16 years of IT experience. Prior to joining SanCap Bank, he operated an IT repair company and served as an IT technician and network administrator. A Cape Coral resident, Ruiz obtained his associate’s degree from Florida SouthWestern State College in Network Systems Technology and holds Cisco CCNA Security and CompTIA certifications.
Jonathan Ruiz is Senior Vice President and Director of Information Technology. He is responsible for all technological infrastructure, security and facility management; oversees implementation of new software and hardware to help automate processes; and manages customer-facing applications. Ruiz joined the Bank in 2005 and has more than 16 years of IT experience. Prior to joining SanCap Bank, he operated an IT repair company and served as an IT technician and network administrator. A Cape Coral resident, Ruiz obtained his associate’s degree from Florida SouthWestern State College in Network Systems Technology and holds Cisco CCNA Security and CompTIA certifications.

Office Managers

Gaby Bell
Gaby Bell
Vice President & Office Manager
MCGREGOR BRANCH
Gaby was born and raised in Honduras. After she graduated from law school she studied abroad for a year in Swansea, Wales before moving to the United States. She relocated to Sanibel Island in 2006 and started working for Sanibel Captiva Community Bank in 2012 as a teller.
Gaby was born and raised in Honduras. After she graduated from law school she studied abroad for a year in Swansea, Wales before moving to the United States. She relocated to Sanibel Island in 2006 and started working for Sanibel Captiva Community Bank in 2012 as a teller.
Kristin DiIorio
Kristin DiIorio
Vice President and Office Manager
DOWNTOWN BRANCH
Kristin DiIorio is Vice President and Office Manager of the downtown Fort Myers location. A longtime banking professional, Kristin has provided banking services to countless individuals and businesses in the downtown area for more than 15 years. She is a 2009 graduate of the Greater Fort Myers Chamber of Commerce Leadership Class and a 2017 member of their Concierge Services Committee. She has served on the board of the River District Alliance and remains an active member of the organization. Since 2012 she has worked on allocations committees for the United Way of Lee, Hendry, Glades & Okeechobee.
Kristin DiIorio is Vice President and Office Manager of the downtown Fort Myers location. A longtime banking professional, Kristin has provided banking services to countless individuals and businesses in the downtown area for more than 15 years. She is a 2009 graduate of the Greater Fort Myers Chamber of Commerce Leadership Class and a 2017 member of their Concierge Services Committee. She has served on the board of the River District Alliance and remains an active member of the organization. Since 2012 she has worked on allocations committees for the United Way of Lee, Hendry, Glades & Okeechobee.
Sandy Doubles
Sandy Doubles
Sandy Doubles
Vice President and Office Manager
MAIN OFFICE
Sandy Doubles is Vice President and Office Manager of the Main Office on Sanibel. She relocated to Southwest Florida from Canada in 1989 and became an official U.S. citizen in 1999. She worked for a local Sanibel business before joining SanCap Bank in 2006 as a customer service representative at the McGregor location. She has been a volunteer for the Girl Scouts of America since 2008.
Sandy Doubles is Vice President and Office Manager of the Main Office on Sanibel. She relocated to Southwest Florida from Canada in 1989 and became an official U.S. citizen in 1999. She worked for a local Sanibel business before joining SanCap Bank in 2006 as a customer service representative at the McGregor location. She has been a volunteer for the Girl Scouts of America since 2008.
Angie Figueroa
Angie Figueroa
Vice President & Office Manager
WINKLER BRANCH
Angie began her banking career in 1990 at a small community bank in Immokalee, Florida. Over the years Angie has held various positions in the banking industry including branch manager, branch support auditor, data analyst and deposit operations supervisor. Angie is the proud mother of Noah, her very busy teenage son.
Angie began her banking career in 1990 at a small community bank in Immokalee, Florida. Over the years Angie has held various positions in the banking industry including branch manager, branch support auditor, data analyst and deposit operations supervisor. Angie is the proud mother of Noah, her very busy teenage son.
Diane Jefferson
Diane Jefferson
Vice President & Office Manager
COLLEGE BRANCH
Diane started her banking career at Connecticut Bank & Trust in 1984 and over the years has held many different positions in the banking industry. Diane has been a resident of Southwest Florida for close to 30 years.
Diane started her banking career at Connecticut Bank & Trust in 1984 and over the years has held many different positions in the banking industry. Diane has been a resident of Southwest Florida for close to 30 years.
Veronica LeBlanc
Veronica LeBlanc
Vice President and Office Manager
GATEWAY BRANCH
Veronica LeBlanc is Vice President and Office Manager for the Gateway Branch, where she is responsible for business development and oversees daily operations. Prior to joining SanCap Bank, she was the Assistant Branch Manager for a regional bank. She is active in the Gateway Community serving as treasurer for the Kiwanis Club of Ft. Myers/Gateway, a member of Local Chapters of Business Women, the Southwest Florida Hispanic Chamber of Commerce and Entrepreneur Society of America.
Veronica LeBlanc is Vice President and Office Manager for the Gateway Branch, where she is responsible for business development and oversees daily operations. Prior to joining SanCap Bank, she was the Assistant Branch Manager for a regional bank. She is active in the Gateway Community serving as treasurer for the Kiwanis Club of Ft. Myers/Gateway, a member of Local Chapters of Business Women, the Southwest Florida Hispanic Chamber of Commerce and Entrepreneur Society of America.
Diane Patterson
Diane Patterson
Diane Patterson
Vice President & Office Manager
BRIDGE BRANCH
Diane joined the Bank in 2016 as a teller at our McGregor branch and is now Assistant Vice President and Office Manager at our largest location, the Bridge Branch. She has been a Southwest Florida resident since relocated here from Boston. Diane is the mom to one energetic and enthusiastic son, Carter (5).
Diane joined the Bank in 2016 as a teller at our McGregor branch and is now Assistant Vice President and Office Manager at our largest location, the Bridge Branch. She has been a Southwest Florida resident since relocated here from Boston. Diane is the mom to one energetic and enthusiastic son, Carter (5).