Commercial Lending

Looking to grow or start a business, purchasing commercial real estate or equipment? We can help. We focus on making the right loan for you and your needs. Since we’re locally owned and operated all our loan decisions are made right here. As Southwest Florida’s largest community bank we’re uniquely positioned to help our fellow, local businesses grow and thrive.

We Close Loans.

We work with thousands of local businesses every year as their local financial partner.
Here are some of the ways we’ve fulfilled their lending needs:

  • Refinance of owner-occupied commercial real estate property with cash-out for working capital
  • Purchase funds and refinance for investment CRE from $250K to over $6M
  • Working capital lines of credit for local law firms and title companies
  • Home owners associations (HOAs) – golf courses, clubhouses,
    special projects both big and small
  • Machinery and equipment financing
  • High-end spec home construction
  • Construction and completion of retail strip centers
  • Multi-family – refinance, purchase money (including 1031 exchanges) and construction
  • Land loans for construction or future development
  • Local breweries – real estate lending, construction and equipment financing
  • Local restaurants – purchase and refinance
  • Lending to non-profits
  • Accounts receivable lines of credit
  • Warehouse development

Kyle DeCicco

Executive Vice President and
Senior Loan Officer


NMLS #1096738

Rudi Hamer

Assistant Vice President and Commercial Relationship Manager


NMLS# 141625

Our Southwest Florida Locations

Main Office

2406 Periwinkle Way

Sanibel, Florida 33957


Downtown Branch

1533 Hendry Street, Ste. 100

Fort Myers, Florida 33901


College Parkway Branch

7500 College Parkway

Fort Myers, Florida 33907


Winkler Branch

7040 Winkler Road

Fort Myers, Florida 33919


Bridge Branch

9311 College Parkway

Fort Myers, Florida 33919


Periwinkle Branch

1037 Periwinkle Way

Sanibel, Florida 33957


McGregor Branch

15975 McGregor Blvd.

Fort Myers, Florida 33908


Gateway Branch

11691 Gateway Blvd., Ste. 100

Fort Myers, Florida 33913


Let us help you today.
Contact us to get started!