Commercial Lending

Looking to grow or start a business, purchasing commercial real estate or equipment? We can help. We focus on making the right loan for you and your needs. Since we’re locally owned and operated all our loan decisions are made right here. As Southwest Florida’s largest community bank we’re uniquely positioned to help our fellow, local businesses grow and thrive.

We Close Loans.

We work with thousands of local businesses every year as their local financial partner.
Here are some of the ways we’ve fulfilled their lending needs:

  • Refinance of owner-occupied commercial real estate property with cash-out for working capital
  • Purchase funds and refinance for investment CRE from $250K to over $6M
  • Working capital lines of credit for local law firms and title companies
  • Home owners associations (HOAs) – golf courses, clubhouses,
    special projects both big and small
  • Machinery and equipment financing
  • High-end spec home construction
  • Construction and completion of retail strip centers
  • Multi-family – refinance, purchase money (including 1031 exchanges) and construction
  • Land loans for construction or future development
  • Local breweries – real estate lending, construction and equipment financing
  • Local restaurants – purchase and refinance
  • Lending to non-profits
  • Accounts receivable lines of credit
  • Warehouse development

Kyle DeCicco

Senior Vice President and
Senior Loan Officer

239-274-6225

KDeCicco@sancapbank.com
NMLS #1096738

Rudi Hamer

Assistant Vice President and Commercial Relationship Manager

239-274-6260

RHamer@sancapbank.com
NMLS# 141625

Our Southwest Florida Locations

Main Office

2475 Library Way

Sanibel, Florida 33957

239-472-6100

Downtown Branch

1533 Hendry Street, Ste. 100

Fort Myers, Florida 33901

239-274-6205

College Parkway Branch

7500 College Parkway

Fort Myers, Florida 33907

239-274-6200

Winkler Branch

7040 Winkler Road

Fort Myers, Florida 33919

239-274-7400

Bridge Branch

9311 College Parkway

Fort Myers, Florida 33919

239-274-6250

Periwinkle Branch

1037 Periwinkle Way

Sanibel, Florida 33957

239-472-6150

McGregor Branch

15975 McGregor Blvd.

Fort Myers, Florida 33908

239-210-7100

Gateway Branch

11691 Gateway Blvd., Ste. 100

Fort Myers, Florida 33913

239-274-6210

Let us help you become a homeowner.
Contact us today to get started!

239-472-6100

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