Commercial Lending

Commercial Lending Team

Rudi Hamer

Rudi Hamer

Vice President, Commercial Loan Officer and Commercial Relationship Manager

[email protected]
NMLS# 141625

Lee Golden

Lee Golden

Senior Vice President, SBA/Commercial Loan Officer

[email protected]
NMLS #940597

Commercial lending team

L to R – Rudi Hamer, Kyle DeCicco, Lee Golden

Making Your Loan Payment has Never Been Easier

We make it easy to make your loan payment online securely and quickly with NO processing fee.

Pay by:

  • Debit Card
  • Electronic Fund Transfer

*Please note payments made on Saturday or Sunday will be credited to the loan the following Monday.

SBA Lending

Local Financing Solutions for Your Business

As part of our commitment to being a resource for small business owners we offer SBA and USDA loans. These financing programs are designed to help your business grow and prosper.

To learn more about the benefits of SBA Lending call Lee Golden at
239-274-6234 or by clicking the link below.


Meet our SBA Lending Specialist

Lee Golden

Senior Vice President, SBA/Commercial Loan Officer

[email protected]
NMLS #940597

Lee Golden
A veteran banking professional with nearly 30 years of experience, Lee Golden is San Cap Bank’s SBA Lending Specialist. He can help guide your business through the SBA loan process, from start to finish, and help match you with the best solution to meet your unique needs.
2.4B+ loans closed

Looking to grow or start a business, purchasing commercial real estate or equipment? We can help. We focus on making the right loan for you and your needs. Since we’re locally owned and operated all our loan decisions are made right here. As one of Southwest Florida’s only community banks, we’re uniquely positioned to help our fellow, local businesses thrive and prosper.

Customer-focused and relationship-driven
Deal directly with the decision-maker
In-house credit underwriting
Nonconventional lending options – we think outside the box!

Our Southwest Florida Locations

Main Office

2406 Periwinkle Way

Sanibel, Florida 33957


Downtown Branch

1533 Hendry Street, Ste. 100

Fort Myers, Florida 33901


College Parkway Branch

7500 College Parkway

Fort Myers, Florida 33907


Winkler Branch

7040 Winkler Road

Fort Myers, Florida 33919


Bridge Branch

9311 College Parkway

Fort Myers, Florida 33919


Periwinkle Branch

(Opening in 2024)

1019 Periwinkle Way

Sanibel, Florida 33957


McGregor Branch

15975 McGregor Blvd.

Fort Myers, Florida 33908


Gateway Branch

11691 Gateway Blvd., Ste. 100

Fort Myers, Florida 33913


Let us help you today.
Contact us to get started!