Commercial Lending

Looking to grow or start a business, purchasing commercial real estate or equipment? We can help. We focus on making the right loan for you and your needs. Since we’re locally owned and operated all our loan decisions are made right here. As Southwest Florida’s largest community bank we’re uniquely positioned to help our fellow, local businesses grow and thrive.

We Close Loans.

We work with thousands of local businesses every year as their local financial partner.
Here are some of the ways we’ve fulfilled their lending needs:

  • Refinance of owner-occupied commercial real estate property with cash-out for working capital
  • Purchase funds and refinance for investment CRE from $250K to over $6M
  • Working capital lines of credit for local law firms and title companies
  • Home owners associations (HOAs) – golf courses, clubhouses,
    special projects both big and small
  • Machinery and equipment financing
  • High-end spec home construction
  • Construction and completion of retail strip centers
  • Multi-family – refinance, purchase money (including 1031 exchanges) and construction
  • Land loans for construction or future development
  • Local breweries – real estate lending, construction and equipment financing
  • Local restaurants – purchase and refinance
  • Lending to non-profits
  • Accounts receivable lines of credit
  • Warehouse development

Kyle DeCicco

Senior Vice President and
Senior Loan Officer

239-274-6225

KDeCicco@sancapbank.com
NMLS #1096738

Rudi Hamer

Assistant Vice President and Commercial Relationship Manager

239-274-6260

RHamer@sancapbank.com
NMLS# 141625

8 Convenient SWFL Locations

Main Office
2475 Library Way
Sanibel, Florida 33957
239-472-6100

Downtown Branch
1533 Hendry Street, Ste. 100
Fort Myers, Florida 33901
239-274-6205

College Parkway Branch
7500 College Parkway
Fort Myers, Florida 33907
239-274-6200

Winkler Branch
7040 Winkler Road
Fort Myers, Florida 33919
239-274-7400

Coming Soon
Bridge Branch
9311 College Parkway
Fort Myers, Florida 33919

Periwinkle Branch
1037 Periwinkle Way
Sanibel, Florida 33957
239-472-6150

McGregor Branch
15975 McGregor Blvd.
Fort Myers, Florida 33908
239-210-7100

Gateway Branch
11691 Gateway Blvd., Ste. 100
Fort Myers, Florida 33913
239-274-6210

Let us help you become a homeowner.
Contact us today to get started!

239-472-6100

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