About Us

Our Story

Chartered on Sanibel Island in 2003, Sanibel Captiva Community Bank began as a small, locally owned and operated community bank primarily serving the residents and businesses of Sanibel and Captiva Islands.  We opened our doors with loans and deposits totaling $48 million dollars and $30 million in assets.

Fast forward to 2023, SanCap Bank now has eight locations with total assets over $850 million and boasts a healthy roster of nearly $690 million in loans and $773 million in deposits.  Over the last six years we’ve experienced explosive growth with six branches off island in Lee County.

The bank is consistently nationally ranked in the top 25 as a best-performing community bank by S&P Global Market Intelligence out of more than 4,500 banks with assets under $1 billion.  SanCap Bank is well-capitalized and generates the highest return on equity of all Florida banks in excess of $155 million in total assets.

Greater Fort Myers Chamber of Commerce 2022 Large Business of the Year Award

Who We Are

2021 Industry Appreciation Award "Business Resiliency and Innovation" Award Winner

Our Mission

As a nonconventional bank, our foundation is built on people and relationships. We empower and support our neighbors, team and community through local decision-making.

Our Vision

We are devoted to staying locally owned and operated with an unwavering commitment to our community and serving Southwest Florida with thoughtful, smart banking solutions.

Our Values

We are…

Neighborly, Forward-thinking, Family, Engaged and motivated, Dedicated, Proud, Flexible, Part of the community

If you’re interested in opening an account with us, don’t hesitate!
Contact us today at