About Us

Our Story

Chartered on Sanibel Island in 2003, Sanibel Captiva Community Bank began as a small, locally owned and operated community bank primarily serving the residents and businesses of Sanibel and Captiva Islands.  We opened our doors with loans and deposits totaling $48 million dollars and $30 million in assets.

Fast forward to 2019, SanCap Bank now has seven locations (soon to be eight!) with total assets over $460 million and boasts a healthy roster of nearly $400 million in loans and $410 million in deposits.  Over the last four years we’ve experienced explosive growth with five branches added in Lee County and an eighth location opening in 2020.

The bank is consistently nationally ranked in the top 25 as a best-performing community bank by S&P Global Market Intelligence out of more than 4,500 banks with assets under $1 billion.  SanCap Bank is well-capitalized and generates the highest return on equity of all Florida banks in excess of $155 million in total assets.

The Uncommon Friends Foundation Business Ethics Award recognizes organizations that exemplify standards of high ethical behavior in how they conduct their daily operations, as well as during times of crisis. In 2019, we were honored to be one of three finalists for this prestigious award.

Who We Are

Our Mission

As a nonconventional bank, our foundation is built on people and relationships. We empower and support our neighbors, team and community through local decision-making.

Our Vision

We are devoted to staying locally owned and operated with an unwavering commitment to our community and serving Southwest Florida with thoughtful, smart banking solutions.

Our Values

We are…

Neighborly, Forward-thinking, Family, Engaged and motivated, Dedicated, Proud, Flexible, Part of the community

If you’re interested in opening an account with us, don’t hesitate!
Contact us today at