Hurricane Ian has caused immeasurable damage to our community, especially to our beloved island communities. We’re so proud to have started this Bank 20 years ago on Sanibel Island – our home. We are committed to helping this community recover and rebuild. We are here to offer support so you can concentrate on what really matters – your family, friends, livelihood and the community.

We’re happy to report all of our team members are safe and been accounted for. Almost 100% of our team is back in our open offices working hard to provide financial support to our customers. We’ll continuously update this page with pertinent information to help you get through this difficult time.


The following locations are open regular business hours, fully staffed and ready to help you:

Gateway Branch, 11691 Gateway Boulevard, Fort Myers

  • Lobby open regular business hours and drive-through available
  • On-site ATM available and operable

Downtown Branch, 1533 Hendry Street, Unit 100, Fort Myers

  • Lobby open regular business hours
  • On-site ATM available and operable

College Parkway Branch, 7500 College Parkway, Fort Myers

  • Lobby open regular business hours
  • On-site ATM available and operable

Bridge Branch (Operations Center), 9311 College Parkway, Fort Myers

  • Lobby open regular business hours and drive-through available
  • On-site ATM available and operable

Winkler Branch, 7040 Winkler Road, Fort Myers

  • Lobby open regular business hours and drive-through available
  • On-site ATM available and operable

Our Main Office is now open on Sanibel!

We’re excited to announce we’re out of the parking lot and back in our Main Office!  We’ve set up a temporary branch in our board room at our Main Office at 2406 Periwinkle Way until the remainder of the renovations are completed.

Starting November 28th, we will be on the island Monday through Friday from 9am-3pm.  For additional information or questions, call 239-472-6100 or 239-472-6150.

Safe Deposit Boxes (Main Office, Sanibel)

All safe deposit boxes were safely and securely transported to our Bridge Branch (9311 College Pkwy., Ft. Myers) this week. If you need to access your box please visit us during regular business hours.  Once our Main Office on Sanibel reopens and is secure these safe deposit boxes will be relocated back to the island. If you have questions please call us at 239-472-6100.

Safe Deposit Boxes (McGregor Office, 15975 McGregor Blvd.)

The safe deposit boxes at our McGregor office have been safely relocated to our Bridge Branch (9311 College Pkwy).  Boxes can be accessed during regular business hours. If you have questions please call 239-472-6100.

Bank Shareholders Notice

If you typically receive your quarterly dividend check by mail and live on Sanibel, Captiva, Fort Myers Beach or Pine Island, we are holding your 3rd quarter dividend check. Please contact us to make arrangements to get your check

Need to Talk to Us?

All our phone lines are working properly.  You are now able to call your favorite branch or SanCap team member directly.  For our individual branch phone numbers please visit our locations page.  

Online and Mobile Banking

If you have a cell signal or internet, you have access to your accounts 24/7 through online and mobile banking, including account balances, bill pay, account transfers, Zelle® and check depositing. For more information visit


Customer debit cards may also be used at any of our ATMs. Our operable ATMs are listed under Locations. Customers can also use any Allpoint or Presto ATM fee free. To find the nearest Allpoint or Presto ATM click here.

Stay Connected with Us

For the latest updates on our operations make sure to follow us on Facebook, Twitter and LinkedIn. We post daily, if not more if there is information to share with our customers and community.

Sanibel Residents and Businesses Information

Postal customers in Captiva, Fort Myers Beach and Sanibel affected by Hurricane Ian have a new locations for mail and package pick-up. The new location is at the Fort Myers Processing & Distribution Center, 14080 Jetport Loop in Fort Myers.  A mobile retail unit has been set up in the parking lot to assist customers with mailing and shipping needs, stamp and money order purchases and change of address requests. This new location will be open from 9 a.m. to 4:30 p.m., Monday through Saturday.

Disaster Relief Resources (for individuals and businesses) 

U.S. Small Business Administration (SBA) Disaster Loans Information – disaster assistance for homeowners, renters, nonprofits, and businesses of all sizes affected by Hurricane Ian

SBA Hurricane Ian Disaster Loan Fact Sheet

SBA  Assistance Locations  – Florida Department of Economic Opportunity (DEO) and Florida Division of Emergency Management (DEM) works with business and industry to identify available resources to meet the needs of citizens before, during and after a disaster)

FEMA Individual Assistance – FEMA may help you and members of your household affected by a disaster take care of necessary expenses and needs that cannot be met through insurance or other forms of assistance – provides disaster survivors with information, support, services and a means to access and apply for disaster assistance through joint data-sharing efforts between federal, tribal, state, local, and private sectors

United Way 211 – provides free information and referral to human/social service agencies within Lee, Hendry and Glades Counties – available financial assistance within designated natural disaster areas

Operation Blue Roof – managed by the U.S. Army Corps of Engineers for the Federal Emergency Management Agency and provides homeowners and permanently occupied rental properties in disaster areas sheeting to cover damaged roofs until permanent repairs can be made

IRS Disaster Assistance and Emergency Relief for Individuals and Businesses – victims of Hurricane Ian in Florida now have until Feb. 15, 2023 to file various tax returns and make payments

IRS Excise Tax – IRS will waive tax penalties on disasters on a case-by-case basis

State Housing Initiatives Partnership (SHIP) – if your home sustained damage as a result of the storm this program may have recovery assistance available to help with temporary relocation, rental assistance, debris removal and/or home repairs