Chartered on Sanibel Island in 2003, Sanibel Captiva Community Bank began as a small,locally owned and operated community bank primarily serving the residents and businesses of Sanibel and Captiva Islands. We opened our doors with loans and deposits totaling $48 million dollars and $30 million in assets.
Fast forward to 2026, SanCap Bank now has nine locations, total assets of $1 billion and over 100 employees. In the last several years we’ve experienced explosive growth with seven branches off island in Lee County.
Sanibel Captiva Community Bank is nationally ranked as a top performing community bank by S&P Global Market Intelligence and is consistently rated a 4- to 5-star institution by Bauer Financial, a trusted independent bank rating firm. With more than $1 billion in total assets, the bank is well-capitalized and generates one of the highest returns on equity of all Florida banks.
The bank employs more than 120 employees, and more than 60% are current shareholders. Since 2003, the bank has contributed well over $5 million to over 400 local, charitable causes and employees volunteer close to 1,000 hours annually.
