Partners

Meet the Peters

What Our Customers Are Saying

Local Community Banking

Community Partner Organization Testimonials

Not only has Sanibel Captiva Community Bank been a generous and steadfast partner of Grampy's Charities in benefitting many of the sick and less fortunate children in Lee and Collier counties. What makes Sanibel Captiva Community Bank different from other financial partners is they participate. From staff to President, Craig Albert, they actively involve themselves in the events so important to those being served. To their great credit they have made social conscience an important part of their business model.

Bob Risch
Board Member, Grampy’s Charities

Sanibel Captiva Community Bank has been a strong supporter of the Southwest Florida Symphony for many years. The bank’s investment in Lee County’s only professional orchestra has gone far beyond its financial generosity. Their board service and volunteerism hosting Symphony receptions and promoting our performances in their branches are selfless commitments Sanibel Captiva Community Bank have made to preserving the arts and culture cornerstone in our community.

Amy Ginsburg
Executive Director, Southwest Florida Symphony

The Fort Myers Community Concert Association is thankful for the generous support Sanibel Captiva Community Bank has given us over the past eight years. Their ongoing support has played a vital role in helping us provide, foster and encourage the appreciation of music to SWFL. We are grateful to have a partner like Sanibel Captiva Community Bank who sees the value of bringing the arts to SWFL so we can continue our work.

Mary Lee Mann
Board of Directors, President, Fort Myers Community Concert Association

Not only has Sanibel Captiva Community Bank been a generous and steadfast partner of Grampy's Charities in benefitting many of the sick and less fortunate children in Lee and Collier counties. What makes Sanibel Captiva Community Bank different from other financial partners is they participate. From staff to President, Craig Albert, they actively involve themselves in the events so important to those being served. To their great credit they have made social conscience an important part of their business model.

Bob Risch
Board Member, Grampy’s Charities

Sanibel Captiva Community Bank has been a strong supporter of the Southwest Florida Symphony for many years. The bank’s investment in Lee County’s only professional orchestra has gone far beyond its financial generosity. Their board service and volunteerism hosting Symphony receptions and promoting our performances in their branches are selfless commitments Sanibel Captiva Community Bank have made to preserving the arts and culture cornerstone in our community.

Amy Ginsburg
Executive Director, Southwest Florida Symphony

The Fort Myers Community Concert Association is thankful for the generous support Sanibel Captiva Community Bank has given us over the past eight years. Their ongoing support has played a vital role in helping us provide, foster and encourage the appreciation of music to SWFL. We are grateful to have a partner like Sanibel Captiva Community Bank who sees the value of bringing the arts to SWFL so we can continue our work.

Mary Lee Mann
Board of Directors, President, Fort Myers Community Concert Association

Customer Testimonials

"Working with Sanibel Captiva Community Bank, a local community bank, is what the large commercial banks all claim to be capable of. The large commercial banks spend millions of marketing dollars trying to convey this message. However, in my experience, they consistently miss the mark on customer service and products that should be tailored to their customer's needs. Sanibel Packing Company dba Bailey's General Store has been a customer since they opened for business and SanCap Bank never disappoints."

Richard Johnson
Bailey's General Store

"A few years after Sanibel Captiva Community Bank’s inception, I banked with them but left for a national bank. I, along with my wife, have since returned over the past few years moving multiple personal accounts and multiple business accounts back to Sanibel Captiva Community Bank. The personal service and feel with this bank are unmatched. As part of my business, we do title work/real estate closings and the transactions with Sanibel Captiva Community Bank's lending department are always very smooth and effortless as compared to the national banks. Everyone is always very pleasant and anxious to address our needs whether it be personal or business banking. Important to note: Although I try to keep my distance...their cookies are always AWESOME too!"

Augustin "Gus" Simmons, Esq.
Simmons Law Firm

“The personal customer service that Sanibel Captiva Community Bank provides, paired with the services and products they offer paralleling large national banks are invaluable to our small (but mighty) locally owned title agency. The move to SanCap Bank was one of the easiest and best business decisions ever.”

Shari M. Harcia
Patriot Title Services

I can't tell you how much I appreciated the help getting the PPP grant/loan - you all literally saved my small business.

Kate Sergeant
On Island, Inc.

We have NEVER had a bad experience. SAN CAP is great and we appreciate you all very much!

Alice Batson
Customer

Of all the institutions I have dealt with, yours has been by far the most prompt, responsive and easiest to deal with.

Jeff Wentworth
Customer

Your efforts went far beyond those of a bank, you became our partner with one phone call and a promise.

R. Michael Smith
POSabilities, Inc.

You are true professionals.

Stu Silver
Customer

SanCap rocks!! Thank you, my friend.

Timothy Garmager
Garmager Success Coaching

I felt like you were treating us as if we were the ONLY transaction you were working on. That is the ULTIMATE in compliments.

Ted A. Benjamin
Customer

Thank you so much for your tireless help in getting us set up with the PPP loan. I realize that this is a very difficult time for all your employees, and you came through for us. Our family, and our 8 employees and their families, appreciate your efforts. You have been the best bank we’ve ever used and thank you for 3 years of service. We look forward to better times for all of us.

Gregory Greaves
Tropical Generator LLC

Your support and dedication to your clients is admirable and we are so fortunate to be working with a great group of people. Every interaction that I have had with any of your team members has been top notch.

Patrick Emrich
Property Debt Research

I’ve tried several large banks over the years and I’m so glad I tried Sanibel Captiva Community Bank. I’ve been with the bank 15 years and I’ll never leave. Everyone at the bank is amazing. They treat you like a person not a number; more like family. Take a moment to sit and speak with anyone from any branch. You will see the difference I promise you.

Vincent Simonelli
Coastline Tree Service

It is always a pleasure doing business with Sanibel Captiva Community Bank. You have created a very customer oriented culture and atmosphere. I believe that is a reflection of your values and management style.

Michael J. McCauley
Treasurer, Caloosa Nature Center

The service your bank provides is stellar to say the least.

Calcedonio and Genevieve Bruno
Bruno's of Brooklyn Italian Eatery

I never understood how important community banking is until I started my professional relationship with Sanibel Captiva Community Bank. I was in my mid-20s, rebuilding from 2009 and Sanibel Captiva Community Bank helped me secure a line of credit to start that process. Not one big bank would consider helping me show positive payment history on my credit report. After years of great relationships with SanCap Bank (from loan officers, bank managers, tellers, or advisors) an opportunity arose for me to fulfill a goal I set for myself in college: to own my own company before the age of 30. I missed that mark by only nine months, but on Sept 1, 2015 Sanibel Capitva Community Bank financed the purchase of my restaurant from its previous owner, and to this day I still love my work. Without the attentive service and willingness to support their community, I don’t know that I would have achieved that goal. Sanibel Captiva Community Bank has been a staple for me, and when financing needs arise I don’t even shop options, because there is no value you can place on the level of service Sanibel Captiva Community Bank provides. My business, like SanCap Bank, is locally owned and operated and one of my goals is to show that every day in what we do. I am proud that I’ve been able to partner with SanCap Bank and look forward to many future ventures together.

Bob Boye
Owner, Liberty Restaurant

As a locally owned business, it is important to us to bank locally and reinvest in our community. That's why we bank with Sanibel Captiva Community Bank. Their employees are people we know and they go above and beyond when it comes to service. Sanibel Captiva Community Bank is the only bank I would ever consider banking with.

Christopher W. Heidrick, Agency Principal
Heidrick & Company Insurance and Risk Management Services, LLC

Sanibel Captiva Community Bank is “my bank”! Free checking and online banking with bill pay, savings, CD’s, IRA’s and loans are some of the products I use. They take care of my personal accounts as well as my business accounts. I have needed short term loans as well as long term loans, they do it all. Safe deposit boxes as well. The staff is the best hands down, either in the drive through or inside at any of their many locations. I like making a phone call and getting a real person, every time. When going inside, everyone is eager to help from staff to management. Always a smile and a kind salutation from everyone….and the cookies are great too. Sanibel Captiva Community Bank is very community minded, you will notice their sponsorships at many local functions and many times you will find them volunteering at these functions. I think they give back more to the local community than any other financial institution locally. This speaks volumes on its own! They are more than a bank, they are family to our community!

Richard P. McCurry
Co-owner, Sanibel Café

The girls at the Winkler branch are absolutely amazing! Every time I walk in everyone either waves or says "Hello Keith-How are you today?!" That's something you'll rarely, if ever, find in a large corporate bank, and that is just the beginning of the customer service they provide! They've helped me numerous times to set up bank accounts, help me with bill pay through online banking, and they take time out of their day to answer any questions or concerns I have. After going to the bank a few times I knew I would never bank anywhere else! No hassles, no fees and there is always tremendous communication if something is "off" with one of my accounts. I highly recommend Sanibel Captiva Community Bank (especially the Winkler branch!) to everyone from teenagers just starting to manage money, all the way up to people in retirement who just want an enjoyable experience EVERY time they walk in the door!

Keith Ryan
President, KWR Enterprises, Inc

When we needed financial assistance five years ago for our business, we went directly to Sanibel Captiva Community Bank. Since they’re a locally owned and operated bank securing financing was much smoother than with a conventional, national bank. We secured financing to help us grow our business in Fort Myers and throughout Southwest Florida. We highly recommend Sanibel Captiva Community Bank to other businesses looking to partner with a true community bank that looks at you as a friend.

Kris Bowe
President, Blue Water Construction of SW Florida, Inc.

Sanibel Captiva Community Bank: Great people providing great service to their customers.

Michael W. Leonard, Esq.
BOYLE & LEONARD, P.A.

SanCap came highly recommended and they did not disappoint. We came to SanCap with some financing needs on a new property for our business and they were very quick to assist us in gathering the documentation necessary to get the financing in place very quickly. Their team worked well together to make sure all aspects of the process were covered and they even provided some insight and recommendations in certain areas to insure we were getting the financing that best fit our business needs. Thank you SanCap Bank for helping our business grow and we look forward to working with you in the future!

Adam L. Davis
The Davis Group, Tax & Advisory Services, P.A. -- Certified Public Accountants

As a Sanibel native and business owner for 31 years and customer of Sanibel Captiva Community bank for nearly 14 years, I have gotten used to a level of service in banking that is unheard of anywhere I have ever lived or done business. Sanibel Captiva Community Bank has assembled a team of professionals that not only offer a personalized touch but are members of the community who care about the success of every aspect of life in our community. When your banker greets you at the door when dropping a deposit in the night drop and offers to take it personally while asking if I need a change order 20 minutes before the bank officially opens, or offers to bring the change to my business if I am too busy to get away - that's service. Having used SanCap Bank for my daily business needs, financed numerous investments with ease and received spot on advice on financial matters, Craig Albert and his team have never failed to amaze me with their commitment to helping their clients achieve their desired goals. The bank's philanthropic endeavors and commitment to charitable causes make this community more like family than just great place to live. I applaud the entire staff and board of directors for their consistent performance in executing their jobs and look forward to a lifelong relationship with Sanibel Captiva Community Bank.

Michael Billheimer
Proprietor, Lighthouse Cafe of Sanibel

As a locally owned business, it is important to us to bank locally and reinvest in our community. All business transactions are more efficient and less complicated with Sanibel Captiva than with a big bank. Their employees are people we know and they go above and beyond when it comes to service. For these reasons we choose Sanibel Captiva Community Bank. We highly recommend them to other businesses looking to partner with a true community bank.

Sabrina Lundbohm
CFO/Operations Director, Boat Master Trailers

As a title company it is very hard to find a bank that is willing to provide exceptional customer service. Since I have transferred my accounts to Sanibel Captiva Community Bank I am at peace knowing that if I ever need anything they are always willing to help. I have dealt with many corporate banks in the past and to them you’re just another client being transferred around to being clueless about what’s going on with some of my transactions. I am so grateful to have found a bank like SanCap Bank. They really have a way to make you feel like family and to assure you they are always here to help. Everyone at SanCap Bank has been so personable, professional and reliable. I am excited to continue my journey with Sanibel Captiva Community Bank.

Joan Dougan
DOUGAN LAND TITLE, LLC

We have been in business for 25 years now. During that time we have conducted our business banking with a national bank. Times have changed and the friendly face to face transactions that we were accustomed to have disappeared. We are now just a twelve digit number. We recently needed a loan for a building purchase and our bank failed to provide the financing that we needed. An associate recommended SanCap Bank and we were immediately impressed with the ease of application and SanCap’s willingness to guide us through the process. Since that initial contact I have switched all of my business and personal accounts to SanCap Bank. There is something to be said about community banking -- my impression of SanCap thus far is that they have “skin in the game” and are genuinely concerned with our growth and prosperity!

Wes Jynella
Co-owner, FIRST SERVICE CGC, INC. & FIRST SERVICE PAINTING, INC.

Sanibel Captiva Community Bank has been a terrific and personable business partner to Penguin Pools for the past five years. We love doing business with a local community bank that promptly returns all our calls and supports our financial needs every step of the way.

Ivana Consalvo
Penguin Pools

We have been commercial customers of Sanibel Captiva Community Bank since July 2014. We made the change to the bank because of a poor working relationship with a major commercial bank. We found it extremely difficult to receive the support we needed to assist us with running our company. Changing to Sanibel Captiva Community Bank has been the best decision we made since moving into the area in 2010. The bank staff is always accessible for questions and phone calls are returned the same day. They offer a large portfolio of bank products that enable us to work seamlessly with banking services including international transactions. We have found the bank staff is not only interested in providing good banking services but we also feel they are sincerely interested in our company and us being successful. Incidentally, we found SanCap Bank through the recommendation of another satisfied customer!

Don and Tricia Jones

In the heart of the Edison Theater Building, the downtown branch of Sanibel Captiva Community Bank has become part of the downtown Fort Myers family. It’s great to have them here.

Jerry McHale

I work in Gateway and first stopped in at the Sanibel Captiva Community Bank Gateway branch due to its convenient location. After being a customer for three months I found much more than convenience as the customer service is top shelf. SanCap Bank also showed me they are a true community bank as they have supported numerous events in the community, not just with financial support but with staff volunteers to help at events. Great professional and courteous staff, convenient locations and delicious coffee and cookies in the lobby – it’s all good.

Chris Shoemaker
District Manager, Gateway Services

As a busy business owner and recent transplant to this area I needed to find a forward thinking bank with the latest technology, but also that had excellent customer service and a personal touch. In Sanibel Captiva Community Bank I found all of that and more. I can't tell you how easy they made the set-up of my business and personal accounts. It was so refreshing to move to a busy and thriving economy that still had a bank that had a neighborhood feel to it. It is important for us to bank locally and invest in our local community and I am happy to say that Sanibel Captiva Community Bank has the same mantra. They pride themselves in hiring the best people that fit the San Cap mold and it shows in every office that I enter. They have far exceeded what I expected and I will continue to be a dedicated customer of this Bank for all of my banking needs.

Robert D. Hamer
Owner, Coastal Title Services of SW Florida

Sanibel Captiva Community Bank is a big part of what makes my business successful. A business requires more than a bank, but a relationship. Sanibel Captiva Community Bank understands our business, helps us plan for the future and makes our success possible.

Jason Stretch
Owner, Legendary Automotive

Sanibel Captiva Community Bank and particularly the employees at the College branch, are my partners. For the last nine years, SanCap Bank has been my choice for banking- both personal and business. I’m still amazed that you take the time to know me, to remember me & are interested in my charitable work. You really don’t have any competition. I’m so pleased to have you as my partner.

Ann Arnott
Customer

Craig Albert, CEO and President of Sanibel Captiva Community Bank has been my contact at the bank for years. After I opened Keylime Bistro I started buying surrounding properties to provide more parking for the restaurant. When I purchased RC Otters in December 2003 SanCap Bank was my lender providing a seamless and effortless closing. As I expanded, Craig and the bank continued to help me with loans and banking services. In July 2004 I purchased a home on Sanibel, SanCap Bank was again was my lender. Not a month later Hurricane Charley hit. My son and I decided not to evacuate, in fact we opened our home to friends, colleagues and customers. Once we realized the storm was headed right for us it was too late to evacuate. We hunkered down and rode out the storm. After the storm passed we didn’t have power for over a month and no water for over a week. Between cooking on our gas stove, chain sawing and hauling debris we made progress every day. In the meantime my pager kept on going off - my banker from a big bank I had a loan with. The bank had just been purchased by an even larger bank and they wanted their money. In contrast during that same time, I was outside working to clear debris when Craig Albert pulls in my driveway. He said, “I just wanted to check on you and let you know our board of directors met and we will be waiving your payments for six months”. I asked Craig to call the other bank and explain the condition my home and office was in. The big box bank was asking for my latest financial statements so they could get their payments on time. Craig made the phone call for me and took the money out of my SanCap account to pay my next two payments to that bank. What I learned from working with Craig and SanCap Bank is they are relationship bankers. They step up to the plate and care for their client’s needs.

Sandy Stillwell
Stillwell Enterprises

I am writing to you to express my sincere appreciation and gratitude for all of the time, attention, and hard work Mecca Bargfrede put forth on my behalf. Having spent most of my career as a Senior Executive Professional Representative for Merck and Company, I have interacted with many people and professionals. Mecca is an absolute professional who is clearly very intelligent, hard-working, organized and works in an effective, efficient manner. I most certainly appreciate Mecca's "can do" attitude and her kindness. My experience with Sanibel Captiva Community Bank has been superb. I look forward to banking with Sanibel-Captiva Bank on Winkler Road.

Abby Conrad

"Working with Sanibel Captiva Community Bank, a local community bank, is what the large commercial banks all claim to be capable of. The large commercial banks spend millions of marketing dollars trying to convey this message. However, in my experience, they consistently miss the mark on customer service and products that should be tailored to their customer's needs. Sanibel Packing Company dba Bailey's General Store has been a customer since they opened for business and SanCap Bank never disappoints."

Richard Johnson
Bailey's General Store

"A few years after Sanibel Captiva Community Bank’s inception, I banked with them but left for a national bank. I, along with my wife, have since returned over the past few years moving multiple personal accounts and multiple business accounts back to Sanibel Captiva Community Bank. The personal service and feel with this bank are unmatched. As part of my business, we do title work/real estate closings and the transactions with Sanibel Captiva Community Bank's lending department are always very smooth and effortless as compared to the national banks. Everyone is always very pleasant and anxious to address our needs whether it be personal or business banking. Important to note: Although I try to keep my distance...their cookies are always AWESOME too!"

Augustin "Gus" Simmons, Esq.
Simmons Law Firm

“The personal customer service that Sanibel Captiva Community Bank provides, paired with the services and products they offer paralleling large national banks are invaluable to our small (but mighty) locally owned title agency. The move to SanCap Bank was one of the easiest and best business decisions ever.”

Shari M. Harcia
Patriot Title Services

I can't tell you how much I appreciated the help getting the PPP grant/loan - you all literally saved my small business.

Kate Sergeant
On Island, Inc.

We have NEVER had a bad experience. SAN CAP is great and we appreciate you all very much!

Alice Batson
Customer

Of all the institutions I have dealt with, yours has been by far the most prompt, responsive and easiest to deal with.

Jeff Wentworth
Customer

Your efforts went far beyond those of a bank, you became our partner with one phone call and a promise.

R. Michael Smith
POSabilities, Inc.

You are true professionals.

Stu Silver
Customer

SanCap rocks!! Thank you, my friend.

Timothy Garmager
Garmager Success Coaching

I felt like you were treating us as if we were the ONLY transaction you were working on. That is the ULTIMATE in compliments.

Ted A. Benjamin
Customer

Thank you so much for your tireless help in getting us set up with the PPP loan. I realize that this is a very difficult time for all your employees, and you came through for us. Our family, and our 8 employees and their families, appreciate your efforts. You have been the best bank we’ve ever used and thank you for 3 years of service. We look forward to better times for all of us.

Gregory Greaves
Tropical Generator LLC

Your support and dedication to your clients is admirable and we are so fortunate to be working with a great group of people. Every interaction that I have had with any of your team members has been top notch.

Patrick Emrich
Property Debt Research

I’ve tried several large banks over the years and I’m so glad I tried Sanibel Captiva Community Bank. I’ve been with the bank 15 years and I’ll never leave. Everyone at the bank is amazing. They treat you like a person not a number; more like family. Take a moment to sit and speak with anyone from any branch. You will see the difference I promise you.

Vincent Simonelli
Coastline Tree Service

It is always a pleasure doing business with Sanibel Captiva Community Bank. You have created a very customer oriented culture and atmosphere. I believe that is a reflection of your values and management style.

Michael J. McCauley
Treasurer, Caloosa Nature Center

The service your bank provides is stellar to say the least.

Calcedonio and Genevieve Bruno
Bruno's of Brooklyn Italian Eatery

I never understood how important community banking is until I started my professional relationship with Sanibel Captiva Community Bank. I was in my mid-20s, rebuilding from 2009 and Sanibel Captiva Community Bank helped me secure a line of credit to start that process. Not one big bank would consider helping me show positive payment history on my credit report. After years of great relationships with SanCap Bank (from loan officers, bank managers, tellers, or advisors) an opportunity arose for me to fulfill a goal I set for myself in college: to own my own company before the age of 30. I missed that mark by only nine months, but on Sept 1, 2015 Sanibel Capitva Community Bank financed the purchase of my restaurant from its previous owner, and to this day I still love my work. Without the attentive service and willingness to support their community, I don’t know that I would have achieved that goal. Sanibel Captiva Community Bank has been a staple for me, and when financing needs arise I don’t even shop options, because there is no value you can place on the level of service Sanibel Captiva Community Bank provides. My business, like SanCap Bank, is locally owned and operated and one of my goals is to show that every day in what we do. I am proud that I’ve been able to partner with SanCap Bank and look forward to many future ventures together.

Bob Boye
Owner, Liberty Restaurant

As a locally owned business, it is important to us to bank locally and reinvest in our community. That's why we bank with Sanibel Captiva Community Bank. Their employees are people we know and they go above and beyond when it comes to service. Sanibel Captiva Community Bank is the only bank I would ever consider banking with.

Christopher W. Heidrick, Agency Principal
Heidrick & Company Insurance and Risk Management Services, LLC

Sanibel Captiva Community Bank is “my bank”! Free checking and online banking with bill pay, savings, CD’s, IRA’s and loans are some of the products I use. They take care of my personal accounts as well as my business accounts. I have needed short term loans as well as long term loans, they do it all. Safe deposit boxes as well. The staff is the best hands down, either in the drive through or inside at any of their many locations. I like making a phone call and getting a real person, every time. When going inside, everyone is eager to help from staff to management. Always a smile and a kind salutation from everyone….and the cookies are great too. Sanibel Captiva Community Bank is very community minded, you will notice their sponsorships at many local functions and many times you will find them volunteering at these functions. I think they give back more to the local community than any other financial institution locally. This speaks volumes on its own! They are more than a bank, they are family to our community!

Richard P. McCurry
Co-owner, Sanibel Café

The girls at the Winkler branch are absolutely amazing! Every time I walk in everyone either waves or says "Hello Keith-How are you today?!" That's something you'll rarely, if ever, find in a large corporate bank, and that is just the beginning of the customer service they provide! They've helped me numerous times to set up bank accounts, help me with bill pay through online banking, and they take time out of their day to answer any questions or concerns I have. After going to the bank a few times I knew I would never bank anywhere else! No hassles, no fees and there is always tremendous communication if something is "off" with one of my accounts. I highly recommend Sanibel Captiva Community Bank (especially the Winkler branch!) to everyone from teenagers just starting to manage money, all the way up to people in retirement who just want an enjoyable experience EVERY time they walk in the door!

Keith Ryan
President, KWR Enterprises, Inc

When we needed financial assistance five years ago for our business, we went directly to Sanibel Captiva Community Bank. Since they’re a locally owned and operated bank securing financing was much smoother than with a conventional, national bank. We secured financing to help us grow our business in Fort Myers and throughout Southwest Florida. We highly recommend Sanibel Captiva Community Bank to other businesses looking to partner with a true community bank that looks at you as a friend.

Kris Bowe
President, Blue Water Construction of SW Florida, Inc.

Sanibel Captiva Community Bank: Great people providing great service to their customers.

Michael W. Leonard, Esq.
BOYLE & LEONARD, P.A.

SanCap came highly recommended and they did not disappoint. We came to SanCap with some financing needs on a new property for our business and they were very quick to assist us in gathering the documentation necessary to get the financing in place very quickly. Their team worked well together to make sure all aspects of the process were covered and they even provided some insight and recommendations in certain areas to insure we were getting the financing that best fit our business needs. Thank you SanCap Bank for helping our business grow and we look forward to working with you in the future!

Adam L. Davis
The Davis Group, Tax & Advisory Services, P.A. -- Certified Public Accountants

As a Sanibel native and business owner for 31 years and customer of Sanibel Captiva Community bank for nearly 14 years, I have gotten used to a level of service in banking that is unheard of anywhere I have ever lived or done business. Sanibel Captiva Community Bank has assembled a team of professionals that not only offer a personalized touch but are members of the community who care about the success of every aspect of life in our community. When your banker greets you at the door when dropping a deposit in the night drop and offers to take it personally while asking if I need a change order 20 minutes before the bank officially opens, or offers to bring the change to my business if I am too busy to get away - that's service. Having used SanCap Bank for my daily business needs, financed numerous investments with ease and received spot on advice on financial matters, Craig Albert and his team have never failed to amaze me with their commitment to helping their clients achieve their desired goals. The bank's philanthropic endeavors and commitment to charitable causes make this community more like family than just great place to live. I applaud the entire staff and board of directors for their consistent performance in executing their jobs and look forward to a lifelong relationship with Sanibel Captiva Community Bank.

Michael Billheimer
Proprietor, Lighthouse Cafe of Sanibel

As a locally owned business, it is important to us to bank locally and reinvest in our community. All business transactions are more efficient and less complicated with Sanibel Captiva than with a big bank. Their employees are people we know and they go above and beyond when it comes to service. For these reasons we choose Sanibel Captiva Community Bank. We highly recommend them to other businesses looking to partner with a true community bank.

Sabrina Lundbohm
CFO/Operations Director, Boat Master Trailers

As a title company it is very hard to find a bank that is willing to provide exceptional customer service. Since I have transferred my accounts to Sanibel Captiva Community Bank I am at peace knowing that if I ever need anything they are always willing to help. I have dealt with many corporate banks in the past and to them you’re just another client being transferred around to being clueless about what’s going on with some of my transactions. I am so grateful to have found a bank like SanCap Bank. They really have a way to make you feel like family and to assure you they are always here to help. Everyone at SanCap Bank has been so personable, professional and reliable. I am excited to continue my journey with Sanibel Captiva Community Bank.

Joan Dougan
DOUGAN LAND TITLE, LLC

We have been in business for 25 years now. During that time we have conducted our business banking with a national bank. Times have changed and the friendly face to face transactions that we were accustomed to have disappeared. We are now just a twelve digit number. We recently needed a loan for a building purchase and our bank failed to provide the financing that we needed. An associate recommended SanCap Bank and we were immediately impressed with the ease of application and SanCap’s willingness to guide us through the process. Since that initial contact I have switched all of my business and personal accounts to SanCap Bank. There is something to be said about community banking -- my impression of SanCap thus far is that they have “skin in the game” and are genuinely concerned with our growth and prosperity!

Wes Jynella
Co-owner, FIRST SERVICE CGC, INC. & FIRST SERVICE PAINTING, INC.

Sanibel Captiva Community Bank has been a terrific and personable business partner to Penguin Pools for the past five years. We love doing business with a local community bank that promptly returns all our calls and supports our financial needs every step of the way.

Ivana Consalvo
Penguin Pools

We have been commercial customers of Sanibel Captiva Community Bank since July 2014. We made the change to the bank because of a poor working relationship with a major commercial bank. We found it extremely difficult to receive the support we needed to assist us with running our company. Changing to Sanibel Captiva Community Bank has been the best decision we made since moving into the area in 2010. The bank staff is always accessible for questions and phone calls are returned the same day. They offer a large portfolio of bank products that enable us to work seamlessly with banking services including international transactions. We have found the bank staff is not only interested in providing good banking services but we also feel they are sincerely interested in our company and us being successful. Incidentally, we found SanCap Bank through the recommendation of another satisfied customer!

Don and Tricia Jones

In the heart of the Edison Theater Building, the downtown branch of Sanibel Captiva Community Bank has become part of the downtown Fort Myers family. It’s great to have them here.

Jerry McHale

I work in Gateway and first stopped in at the Sanibel Captiva Community Bank Gateway branch due to its convenient location. After being a customer for three months I found much more than convenience as the customer service is top shelf. SanCap Bank also showed me they are a true community bank as they have supported numerous events in the community, not just with financial support but with staff volunteers to help at events. Great professional and courteous staff, convenient locations and delicious coffee and cookies in the lobby – it’s all good.

Chris Shoemaker
District Manager, Gateway Services

As a busy business owner and recent transplant to this area I needed to find a forward thinking bank with the latest technology, but also that had excellent customer service and a personal touch. In Sanibel Captiva Community Bank I found all of that and more. I can't tell you how easy they made the set-up of my business and personal accounts. It was so refreshing to move to a busy and thriving economy that still had a bank that had a neighborhood feel to it. It is important for us to bank locally and invest in our local community and I am happy to say that Sanibel Captiva Community Bank has the same mantra. They pride themselves in hiring the best people that fit the San Cap mold and it shows in every office that I enter. They have far exceeded what I expected and I will continue to be a dedicated customer of this Bank for all of my banking needs.

Robert D. Hamer
Owner, Coastal Title Services of SW Florida

Sanibel Captiva Community Bank is a big part of what makes my business successful. A business requires more than a bank, but a relationship. Sanibel Captiva Community Bank understands our business, helps us plan for the future and makes our success possible.

Jason Stretch
Owner, Legendary Automotive

Sanibel Captiva Community Bank and particularly the employees at the College branch, are my partners. For the last nine years, SanCap Bank has been my choice for banking- both personal and business. I’m still amazed that you take the time to know me, to remember me & are interested in my charitable work. You really don’t have any competition. I’m so pleased to have you as my partner.

Ann Arnott
Customer

Craig Albert, CEO and President of Sanibel Captiva Community Bank has been my contact at the bank for years. After I opened Keylime Bistro I started buying surrounding properties to provide more parking for the restaurant. When I purchased RC Otters in December 2003 SanCap Bank was my lender providing a seamless and effortless closing. As I expanded, Craig and the bank continued to help me with loans and banking services. In July 2004 I purchased a home on Sanibel, SanCap Bank was again was my lender. Not a month later Hurricane Charley hit. My son and I decided not to evacuate, in fact we opened our home to friends, colleagues and customers. Once we realized the storm was headed right for us it was too late to evacuate. We hunkered down and rode out the storm. After the storm passed we didn’t have power for over a month and no water for over a week. Between cooking on our gas stove, chain sawing and hauling debris we made progress every day. In the meantime my pager kept on going off - my banker from a big bank I had a loan with. The bank had just been purchased by an even larger bank and they wanted their money. In contrast during that same time, I was outside working to clear debris when Craig Albert pulls in my driveway. He said, “I just wanted to check on you and let you know our board of directors met and we will be waiving your payments for six months”. I asked Craig to call the other bank and explain the condition my home and office was in. The big box bank was asking for my latest financial statements so they could get their payments on time. Craig made the phone call for me and took the money out of my SanCap account to pay my next two payments to that bank. What I learned from working with Craig and SanCap Bank is they are relationship bankers. They step up to the plate and care for their client’s needs.

Sandy Stillwell
Stillwell Enterprises

I am writing to you to express my sincere appreciation and gratitude for all of the time, attention, and hard work Mecca Bargfrede put forth on my behalf. Having spent most of my career as a Senior Executive Professional Representative for Merck and Company, I have interacted with many people and professionals. Mecca is an absolute professional who is clearly very intelligent, hard-working, organized and works in an effective, efficient manner. I most certainly appreciate Mecca's "can do" attitude and her kindness. My experience with Sanibel Captiva Community Bank has been superb. I look forward to banking with Sanibel-Captiva Bank on Winkler Road.

Abby Conrad