Looking to grow or start a business, purchasing commercial real estate or equipment? We can help. We focus on making the right loan for you and your needs. Since we’re locally owned and operated all our loan decisions are made right here. As Southwest Florida’s largest community bank we’re uniquely positioned to help our fellow, local businesses grow and thrive.
Commercial Lending
We Close Loans.
We work with thousands of local businesses every year as their local financial partner.
Here are some of the ways we’ve fulfilled their lending needs:
- Refinance of owner-occupied commercial real estate property with cash-out for working capital
- Purchase funds and refinance for investment CRE from $250K to over $6M
- Working capital lines of credit for local law firms and title companies
- Home owners associations (HOAs) – golf courses, clubhouses,
special projects both big and small - Machinery and equipment financing
- High-end spec home construction
- Construction and completion of retail strip centers
- Multi-family – refinance, purchase money (including 1031 exchanges) and construction
- Land loans for construction or future development
- Local breweries – real estate lending, construction and equipment financing
- Local restaurants – purchase and refinance
- Lending to non-profits
- Accounts receivable lines of credit
- Warehouse development
Kyle DeCicco
Senior Vice President and
Senior Loan Officer
239-274-6225
KDeCicco@sancapbank.com
NMLS #1096738
Rudi Hamer
Assistant Vice President and Commercial Relationship Manager
239-274-6260
RHamer@sancapbank.com
NMLS# 141625
“When we needed financial assistance five years ago for our business, we went directly to Sanibel Captiva Community Bank. Since they’re a locally owned and operated bank, securing financing was much smoother than with a conventional national bank. We secured financing to help us grow our business in Fort Myers and throughout Southwest Florida. We highly recommend Sanibel Captiva Community Bank to other businesses looking to partner with a true community bank that looks at you as a friend.“
Kris Bowe, President,
Blue Water Construction of SW Florida
“As a locally owned business, it is important to us to bank locally and reinvest in our community. All business transactions are more efficient and less complicated with Sanibel Captiva Community Bank than with a big bank. Their employees are people we know and they go above and beyond when it comes to service. For these reasons, we choose SanCap Bank. We highly recommend them to other businesses looking to partner with a true community bank.“
Sabrina Lundbohm
Boat Master Trailers
8 Convenient SWFL Locations
Main Office
2475 Library Way
Sanibel, Florida 33957
239-472-6100
Downtown Branch
1533 Hendry Street, Ste. 100
Fort Myers, Florida 33901
239-274-6205
College Parkway Branch
7500 College Parkway
Fort Myers, Florida 33907
239-274-6200
Winkler Branch
7040 Winkler Road
Fort Myers, Florida 33919
239-274-7400
Coming Soon
Bridge Branch
9311 College Parkway
Fort Myers, Florida 33919
Periwinkle Branch
1037 Periwinkle Way
Sanibel, Florida 33957
239-472-6150
McGregor Branch
15975 McGregor Blvd.
Fort Myers, Florida 33908
239-210-7100
Gateway Branch
11691 Gateway Blvd., Ste. 100
Fort Myers, Florida 33913
239-274-6210